Car Finance in Bristol – Why Dealer Finance Beats Online Brokers
From Tickenham Garage Car Sales
If you’re searching for car finance in Bristol or North Somerset, you’ll likely come across dozens of online finance brokers promising quick approvals and low monthly payments. However, choosing dealer finance through a trusted local dealership offers far more value, transparency, and long-term peace of mind.
At Tickenham Garage Car Sales, we help customers secure the right car finance — not just the fastest quote.
✅ 1. Dealer Finance Offers Better Value Than Online Brokers
Many buyers assume online brokers offer cheaper deals. In reality:
Dealers work with multiple FCA-approved lenders
Rates are often equal to or better than online platforms
No hidden broker fees
No inflated APRs
Online brokers act as middlemen and may receive commission that increases your overall cost. At Tickenham Garage Car Sales, finance is arranged directly with trusted lenders, keeping costs transparent and competitive.
🚗 2. Finance That’s Matched to the Exact Car You’re Buying
When you arrange finance through a dealership, the finance is tailored specifically to the vehicle you’re purchasing.
This means:
No risk of the car being sold before finance completes
Accurate pricing and deposit figures
No reapplications or delays
Faster vehicle collection
Online brokers often approve finance before you’ve found a car — leading to frustration when the numbers no longer match.
🤝 3. Personal, Expert Advice — Not an Algorithm
Unlike online platforms, dealer finance gives you access to real people who understand:
Hire Purchase (HP)
Personal Contract Purchase (PCP)
Deposit contributions
Part-exchange valuations
Credit score considerations
At Tickenham Garage Car Sales, customers receive honest, practical advice, not automated decisions.
This is especially important if:
You’re self-employed
You’ve had previous credit issues
You want to keep monthly payments low
You’re unsure which finance type suits you
🔍 4. Transparent Terms & FCA-Regulated Protection
All dealer finance is regulated by the Financial Conduct Authority (FCA), meaning:
✔ Clear breakdown of payments
✔ No hidden fees
✔ Regulated affordability checks
✔ Clear early settlement terms
✔ Consumer protection
Many online brokers provide limited clarity and rely on small-print agreements.
With a trusted local dealer, everything is explained clearly before you sign.
🔧 5. Vehicle Preparation Included with Dealer Finance
When you finance through Tickenham Garage Car Sales, your car benefits from:
Full mechanical inspection
MOT (if required)
Warranty options
Professional valeting
Ongoing aftersales support
Online brokers don’t sell cars — they only arrange finance. If something goes wrong, you’re left dealing with multiple companies.
📍 6. Local Support in Bristol & North Somerset
Choosing a local dealership means:
Easy communication
Face-to-face support
A business that relies on reputation
Long-term customer care
Tickenham Garage Car Sales has built its reputation on trust, transparency, and repeat business, not volume sales.
🏁 7. Faster, Simpler, and Safer Than Online Brokers
| Dealer Finance | Online Broker |
|---|---|
| Personal advice | Automated systems |
| Local support | Call centres |
| Competitive rates | Broker fees |
| Vehicle checked | No vehicle checks |
| FCA regulated | Often indirect |
| Faster handover | Delays common |
🚘 Car Finance in Bristol – The Smarter Choice
If you’re looking for car finance in Bristol or North Somerset, choosing dealer finance through Tickenham Garage Car Sales gives you:
✔ Better value
✔ Local expertise
✔ Transparent finance
✔ Trusted aftersales support
✔ Peace of mind
📞 Get a Car Finance Quote Today
Speak to the friendly team at Tickenham Garage Car Sales to discuss:
PCP or HP finance
Part exchange
Monthly payment options
Vehicle availability
📍 Based in Bristol & North Somerset
🚗 Quality used cars
💷 Competitive finance options